XRP, Ripple’s native cryptocurrency, has crashed in the cryptocurrency market after a short-term recovery seen yesterday. Based on the latest market data, XRP has declined by nearly 1%, underperforming the broader cryptocurrency market’s positive momentum. XRP’s current short-term weakness just catalyzed its overall market outlook. The digital asset has dropped over 13% over the past 60 days, signalling a sustained bearish pressure and weakening short-term momentum. Some analysts support the view that short-term correction risks are real and believe that the possibility of a full market crash cannot be ruled out.
XRP downtrend is attributed to factors including macro uncertainty, extreme negative sentiment, and technical breakdown below key levels. The whole crypto community is cautious ahead of the Federal Reserve’s policy decision and Jerome Powell’s press conference, scheduled for January 28. At the moment, traders do not expect a rate cut, but they are closely monitoring the evolving financial landscape. Following the steep price correction, XRP’s community sentiment has turned negative, and it shows extremely high volatility of over 6% market volatility, reflecting uncertainty, emotional trading, and a heightened risk for short-term traders. XRP is now trading below all moving averages, demonstrating persistent selling pressure.
XRP Current Market Scenario
XRP, currently ranked fifth by market capitalization, is trading at $1.89, below the $1.90 immediate support level. XRP’s 24-hour trading volume hits $2.2 billion, with the market cap around $115-117 billion. Ripple’s native cryptocurrency has traded 11/30 (37%) days in green, and its Fear & Greed Index shows 29, which is identified as “Fear” in the broader cryptocurrency market. Based on the latest data, XRP trades below both the 50-Day SMA
($ 1.98) and 200-Day SMA ($ 2.48), signals that both short-term and long-term momentum are bearish. Some industry experts noted that XRP is consolidating within a descending channel, testing resistance near $1.90, while downside risks below $1.85 could open the door to a move toward $1.61.
XRP Price Forecast: Expert Views & Opinions
XRP’s ongoing downtrend could be momentary, and the upcoming regulatory advancements, like the Market Structure bill, could boost its momentum and trigger a rally. A prominent analyst known as Whale Factor said that XRP is testing trendline resistance, with a bullish breakout toward $2.10 possible, while a bearish correction could see the price retreat to the $1.80 support level, warning that heightened volatility is imminent.
XRP’s long-term stability has always been a concern in the crypto landscape. Rob Cunningham, a prominent speaker and analyst, recently commented about XRP’s price by quoting David ‘JoelKatz’ Schwartz, who is one of the original architects of the XRP ledger. According to Rob Cunningham, XRP’s price should not be viewed as a typical “crypto” question but rather as a balance-sheet, liquidity, and risk-management issue. He argued that once XRP is treated as financial plumbing, neutral collateral, and a source of settlement certainty, its pricing logic will diverge from Bitcoin and begin to resemble that of a systemically important liquidity asset. Cunningham also referenced commentary from Ripple CTO JoelKatz, noting that XRP’s price would need to be significantly higher potentially well above $200 to cost-effectively fulfill its intended role as a neutral global liquidity and settlement bridge. He added that regulatory clarity would precede adoption, adoption would drive price, and patience would ultimately be rewarded.
XRP Price Prediction Today: XRP Eyeing A $2 Breakout Or A Massive Downtrend?
As of January 28, 2026, XRP hovers around $1.89-$1.91, consolidating near the $1.90 immediate support level and constantly testing below the $2 psychological barrier. After analyzing the market trend and XRP’s historic performances, the digital asset could demonstrate a short-term bearish outlook in the near future if it fails to hold the $1.85 support level.
Here is the XRP price prediction for the next seven days.
| Date | Min Price | Avg Price | Max Price |
|---|---|---|---|
| Jan 28, 2026 | $1.84 | $1.87 | $1.89 |
| Jan 29, 2026 | $1.83 | $1.85 | $1.87 |
| Jan 30, 2026 | $1.82 | $1.84 | $1.86 |
| Jan 31, 2026 | $1.82 | $1.84 | $1.86 |
| Feb 1, 2026 | $1.84 | $1.86 | $1.88 |
| Feb 2, 2026 | $1.87 | $1.89 | $1.91 |
| Feb 3, 2026 | $1.87 | $1.89 | $1.91 |
Disclaimer: XRP price prediction data is subject to change based on the market dynamics. The table is based on predictive modeling and should not be considered financial advice.
According to the XRP short-term price prediction analysis, the digital asset is anticipated to trade at an average maximum price of $1.88 amid short term volatility and macroeconomic uncertainties. Industry experts believe that XRP’s price is likely to trend downward in the coming days, potentially dipping as low as $1.84 by January 31, 2026, which would represent a 2.40% decline from current levels.
XRP Outlook: Will XRP ever hit $100?
XRP reaching $100 or growing as important as BTC is highly unlikely in the foreseeable future due to its massive 100 billion total supply. Scarcity is what makes a digital asset valuable. Industry experts keep believing that the scenario is theoretically possible, but definitely not a near-term or purely speculative outcome. They believe that if XRP is widely used for cross-border payments, institutional settlement, freeing trapped capital, and recycling liquidity at high velocity, its value would be driven by utility rather than speculative demand.
